By using the DPA Affordability Calculator and related content ("the tool"), you agree to these terms. If you don't agree, please don't use the tool.
The tool provides general estimates to help you understand home affordability and down payment assistance. It is not a lender, mortgage broker, or financial, legal, or tax advisor. Results are illustrative and depend on assumptions (interest rate, tax and insurance averages, debt-to-income guidelines) that may differ from your actual situation.
Down payment assistance program terms, income limits, credit requirements, and availability are set solely by each state housing finance agency and can change at any time. A "match" shown by the tool is informational — only the agency and your lender can determine your actual eligibility. Always verify on the official program page we link to.
We work to keep figures accurate and cite sources where we make specific claims. We do not warrant that every number is current or error-free. Rates, fees, and programs change frequently.
Some links may earn us a fee. We never rank or steer toward lenders based on compensation, and any such links are disclosed. See our Privacy Policy.
To the fullest extent permitted by law, we are not liable for any decision you make based on the tool or our content, or for any direct, indirect, or consequential loss arising from its use. You use the tool at your own discretion and risk.
We may update these terms; continued use after changes means you accept them. The "last updated" date reflects the current version.